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♦ SUPPLEMENTARY COVERS 

To provide insurance protection against few devastating conditions other than death, and to enhance insurance benefit in case of sudden accidental death, several Supplementary Covers are offered along with basic schemes. Supplementary covers include:


Accidental Death Benefit (ADB): Provides for double sum assured in case of accidental death.

Permanent and Total Disability Benefit (PTD): Provides for full sum assured on happening of defined risks.

Permanent & Partial Disability Benefit (PPD): Provides for certain percentage of the sum assured as per schedule on happening of the defined risks.

Dismemberment Benefit (DB): Provides for a certain percentage of Sum Assured as per schedule on happening of the defined risks. It is only offered with ADB.

Major Disease Benefit (MDB): Provides for 20%, 25% or 50% of S.A. upon diagnosis of a few specific life threatening diseases.


How to get a Group Life Insurance Proposal?

For Proposal: fill in the Proposal Request Form and send it to us at our contract address.

For Quotation: fill in the "Proposal Request Form" and send it to us at our contract address accompanied by the list of members to be insured with following details.                                     


Sl. No. Name Designation Date of Birth *Sum Assured






If sum assured depends on salary, mention salary and desired multiple to determine SA.


Supplementary Insurance Brochure